The present paper is an attempt to recognize the problems met by the rural wives in availing Bandhan microfinance. Microfinance is a modern form to fight against poverty for the happening of rural fields. Microfinance is also known as data processing machine-credit and it offers loan, savings and protection to entrepreneurs, small trade owners the one unlikely to get loan from the established source like banks. The study was administered in Margherita sub-division, Tinsukia district of Assam all along the period of June, 2021–July, 2021 and the study design selected was exploratory cum descriptive. For, the study thirty percent groups were picked from each selected Bandhan Banking part. Thus, 108 members of Bandhan groups were picked for the study as respondent. An interview schedule was prepared forming statements concerning problems confronted by the rural daughters in availing the Bandhan microfinance services. According to the judgments, the most common question encountered by accused when seeking microfinance services was a short reparation period, a lack of clearness about the interest rate, and credit expenditure on offspring crisis. Bandhan microfinance concede possibility also provide elementary business instruction to train these rural women for fear that they can learn by virtue of what to run a business. Inclusion of family appendages as co-applicant exceptionally husband is recommended for trouble free use of loan and reimbursement. It can be decided from the study that the respondents faced questions after availing the microfinance aids which needs to be gave.
Author(s) Details:
Inameeka Baruah,
Department
of Extension and Communication Management, College of Community Science, Assam
Agricultural University, Jorhat-13, Assam, India.
Mayuri Bora,
Department
of Extension and Communication Management, College of Community Science, Assam
Agricultural University, Jorhat-13, Assam, India.
Manoshi Baruah Deka,
Department of
Extension and Communication Management, College of Community Science, Assam
Agricultural University, Jorhat-13, Assam, India.
Please see the link here: https://stm.bookpi.org/CTBEF-V8/article/view/11332
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