Determinants of Financial Management Behaviour among Generation Z and Millennial Women in Indonesia: A Gender and Generational Perspective | Book Publisher International

 

The development of digital technologies, social changes, and rapid economic dynamics has influenced individual financial management behaviour, particularly among Generation Z and Millennial women in Indonesia. The book Determinants of Financial Management Behaviour Among Generation Z and Millennial Women aims to examine the main factors that influence financial management behaviour among these two generations. The discussion focuses on internal and external determinants, such as financial literacy, financial attitudes, self-control, income, lifestyle, social environment influence, and the role of financial technology. Through a conceptual and empirical approach, this book explains how generational characteristics and differences in life stages influence women's financial decision-making. The results of the study show that the level of financial literacy and attitudes towards money play a significant role in shaping responsible financial management behaviour, while the influence of digitalisation and social media are strong differentiating factors between Generation Z and Millennials. This book is expected to contribute to the development of behavioural finance literature, serve as a reference for academics and practitioners, and form the basis for the formulation of more inclusive and gender-oriented financial education policies and programs in Indonesia.

 

Please see the book here :- https://doi.org/10.9734/bpi/mono/978-81-69006-96-5

Financial Ethics: A Comprehensive Framework for Leadership Practices |Chapter 1 | The Tapestry of Development: Weaving Ethics into a Sustainable Future

 

Financial ethics forms the foundation of trust and stability in the complex world of finance. It goes beyond mere compliance with regulations. It involves adhering to a moral compass that guides decision-making and actions, ensuring fairness, integrity, and accountability. This study aims to develop a comprehensive framework for leadership practices that foster responsible innovation in the financial sector. The goal is to harmonise technological advancements with ethical considerations and societal well-being, thereby strengthening financial stability and public trust. Rapid digital transformation in finance, including the rise of FinTech, algorithmic decision-making, and data-driven platforms, has outpaced existing governance and ethical safeguards. Current leadership practices often fail to address ethical dilemmas such as algorithmic bias, data privacy breaches, and ESG integration gaps, resulting in diminished public trust, systemic risks, and potential financial instability. The research adopts a systematic literature review (SLR) to synthesise empirical studies, best practices, and theoretical frameworks related to financial ethics, responsible innovation, and ethical leadership. This approach allows for a structured evaluation of the state of knowledge, identifying critical gaps and actionable strategies. The study contributes by proposing a leadership framework for responsible financial innovation. It integrates ethical decision-making, stakeholder engagement, transparent governance, and ESG principles into organisational structures and innovation strategies. This framework offers practical guidance for financial institutions, regulators, and policymakers seeking to balance innovation with ethical governance. The literature highlights persistent ethical challenges in financial innovation, with particular concern for algorithmic bias, weak accountability mechanisms, and inadequate stakeholder involvement. It also demonstrates that embedding ethical leadership and ESG considerations into financial decision-making strengthens resilience, enhances trust, and promotes sustainable development. His research concludes that the future of financial stability and sustainability depends on leadership practices that integrate ethics into innovation processes. By aligning technology adoption with transparent governance, stakeholder engagement, and ESG integration, financial institutions can restore public trust and ensure responsible digital transformation. The proposed framework provides a roadmap for creating a secure, inclusive, and sustainable financial system.

 

Author(s) Details

John Motsamai Modise
Tshwane University of Technology, South Africa.

 

Please see the book here :- https://doi.org/10.9734/bpi/mono/978-93-88417-39-6/CH1

The Rise of FinTech in India: Adoption, Integration, and Future Prospects | Chapter 5 | Science and Technology: Recent Updates and Future Prospects Vol. 11

Technological progress and innovation, which will also support new, disruptive business models in the financial services sector, are the cornerstones of fintech development. "FinTech" (Financial Technology) refers to a broad array of software and innovative technologies that companies use to deliver automated and improved financial services. India, leading in global FinTech adoption with over 6,636 businesses, has one of the world's fastest-growing FinTech markets. The country has achieved significant advancements in digital payments, with over 5.7 billion transactions monthly, totaling around $2 trillion. In 2020, India surpassed the combined real-time online transactions of the US, UK, and China with 25.5 billion transactions. This chapter examines various aspects of the FinTech sector in India, including challenges faced by major companies such as the unbanked population, regulatory hurdles, technology integration, and user experience. It also explores the technologies that underpin FinTech business models, such as blockchain, machine learning, artificial intelligence, cloud computing, and the Internet of Things. By analyzing these elements, this chapter aims to provide a thorough overview of the current state and future potential of the FinTech industry in India. Fintech undergoes a new transformation each year due to the development of technologies and the constantly shifting needs of the financial markets.

 

 

Author(s) Details

Swapnil Sonawane

Vidyalankar Institute of Technology, Mumbai, India.

Dilip Motwani

Vidyalankar Institute of Technology, Mumbai, India.

 

Please see the link:- https://doi.org/10.9734/bpi/strufp/v11/1626

Impact of Leadership Styles and Their Influences on the Growth of Fintech Start-ups in Zambia | Chapter 7 | New Advances in Business, Management and Economics Vol. 7

Fintech is the adoption of new technology that seeks to improve and automate the delivery and provision of financial services in business. Fintech firms that are emerging in economies have also disrupted the financial market space through their innovativeness and technological approaches to conducting business. In recent years, there has been a growing interest in financial technology (Fintech) research. This study set out to examine the relationship between leadership styles and the firm growth of Fintech start-ups in Zambia. A quantitative design employing a cross-sectional survey with the use of a Likert questionnaire was conducted on the leaders of top-performing Fintech firms in Zambia, as recognised by Tracxn in its May 2020 report. The dependent variable for the study was firm growth.  The study includes three leadership styles as independent variables (transformational, transactional, and laissez-faire leadership styles). Leadership styles were measured using the Multifactor Leadership Questionnaire. The most important finding is that, in Zambia, Fintech start-up growth is closely linked to transformational leadership, whereas transactional leadership has a minor impact. Laissez-faire leadership and firm growth have a weak but positive correlation. Two primary contributions to the Fintech literature are made by the study. First, the results can assist scholars in elucidating leadership styles that forecast Fintech start-up growth. Second, the creators of Fintech companies will be aware of the key leadership philosophies that can propel start-ups forward. The study has helped to show that firms that have embraced transformational leadership styles and varied their use of transactional and laissez-faire leadership approaches are more likely to experience Fintech firm growth. The limitations of this study relate to the sample size, the need to consider other readership styles, and the use of qualitative and longitudinal designs that would provide more insights and validation.

 

Author (s) Details

 

Progress Choongo
Department of Operations and Supply Chain Management, School of Business, The Copperbelt University, Jambo Driver, Kitwe, P.O. Box 21692, Zambia.

 

Mungu Chileshe
School of Business Graduate Studies, The Copperbelt University, Jambo Driver, Kitwe, P.O. Box 21692, Zambia.

Christine Nakamba Lesa
Department of Operations and Supply Chain Management, School of Business, The Copperbelt University, Jambo Driver, Kitwe, P.O. Box 21692, Zambia.

 

Bruce Mwiya
Department of Business Administration, School of Business, The Copperbelt University, Jambo Driver, Kitwe, P.O. Box 21692, Zambia.

 

Thomas Kweku Taylor
School of Business Graduate Studies, The Copperbelt University, Jambo Driver, Kitwe, P.O. Box 21692, Zambia.

 

 

Please see the book here:- https://doi.org/10.9734/bpi/nabme/v7/5309

A Review on Transdisciplinary Approach and Challenges on Wearable Technology | Chapter 6 | Recent Progress in Science and Technology Vol. 7

 Wearable Technology is an arising technology that impacts in our regularly life as a major part. This wearable science become appealing due to its amount, speed, storage, feeling behavior, and multifunctional capability.  All wearable designs must have sensing powers. This paper focuses on various reviews, features, and requests of wearable technologies and is emphasize with basic plans on the major electronics. This paper helps the researchers the one are beginners in this wearable electronics. This platform keeps us more handy and comfortable by trusting in allure various competencies. It gives a summary of the interaction between persons and technology. It handles big data states that can capable to handle huge amounts of news at a very high speed which maybe able to process over occasion which designs perfect value and communicates to humans according to schedule. Wearable technology plays a fault-finding role as the heart of bureaucracy to deliver the dossier transformation. It is a type of gadget that create our life smooth by keeping us fit, flexible, and general updates according to schedule. This survey is towards the various instruments on wearable, their challenges, and research from now on.

Author(s) Details:

D. Bhuvana Suganthi,
BNM Institute of Technolgy Bengaluru, Karnataka, India.

M. K. Vidhyalakshmi,
Department of Computing Technologies, SRM Institute of Science and Technology, Chennai, India.

A. Punitha,
MAM School of Engineering, Thiruchirappalli, India.

S. Raghupathi,
University of Technology and Applied Science, Ibri, India.

M. Subhapradha,
MAM School of Engineering, Thiruchirappalli, India.

Please see the link here: https://stm.bookpi.org/RPST-V7/article/view/9973

Changing Trends and Prospects of Financial Technology | Chapter 06 |New Innovations in Economics, Business and Management Vol. 7

 FinTech has the potential to completely change how financial services companies develop, distribute, and monetize their products and services. This phrase could also be applied to the technologies that these companies provide. In the payments industry, fintech has made the most progress, whereas other industries have made less progress. Fintech has altered the financial landscape in a variety of ways. Fintech can be used to obtain financial advice in addition to transactions. NBFCs offer online support in the event of a problem, allowing customers to contact a lender. Because of mobile and cloud technology, customers have embraced the concept of on-demand financing. People are becoming more comfortable handling their money and business online, according to fintech trends, and they are less willing to put their money and business on the line. The chapter provides a much-needed assessment of "Financial Technology's" current trends and prospects, as well as its growing importance. With a background detailing history, advantages, problems, and regulation, the chapter focuses on the acceptability of fintech, its users, and how it operates. The chapter finishes with a look at the future of fintech.

Author(S) Details

Buthaina Marai Alshanfari
Dhofar University, Sultanate of Oman.

Wafa Alkaaf
Dhofar University, Sultanate of Oman.

Mohammed Abdul Imran Khan
Dhofar University, Sultanate of Oman.

View Book:- https://stm.bookpi.org/NIEBM-V7/article/view/6391