Measuring Debt Risk during Financial Crisis | Chapter 1 | Business, Management and Economics: Research Progress Vol. 8

The global financial crisis affected many developing countries in different ways. This affected risky portfolios adversely, forcing many investors to incur losses. Financial institutions, specifically banks and small businesses, have encountered difficulty in sustaining their ability to remain stable during the financial crisis. During this period most scholars addressed the cause and risk of financial turbulence but very few studies identified the cost of debt and risk of financial turbulence. The objective of this study is to enhance the Mahalanobis model to include the measurements of cost of debt when measuring financial turbulence which essentially has an impact on the stock market. The data collected in respect of the South African Reserve Bank (SARB) and Statistics South Africa (SAS) identifies the correlation of financial turbulence in banks as well as small businesses and analyses and interprets the relationship between total liquidation of companies and total assets of banks.  The crisis affected markets differently, but they all had the same results of low cash movement that resulted in a decrease in money supply that resulted in financial turmoil.

 

Author (s) Details

 

Keabetswe Ramantshane
School of Business Leadership (SBL), University of South Africa (UNISA), Pretoria, South Africa.

 

Please see the book here:- https://doi.org/10.9734/bpi/bmerp/v8/88

An Empirical Study on Millennial’s Behavior towards Perception of Investment Avenues with Reference to the Kutch Region of the Gujarat | Chapter 22 | Leading the Charge: A Guide to Management, Entrepreneurship and Technology in the Dynamic Business Landscape Edition 1

The finance sector is a vital component of the economy, serving as a stimulant for economic growth, resource allocation, and risk management. It contributes to the creation of capital by mobilizing savings and directing them towards investments. In this investment decision, the investors play a crucial role in the economic development. This study’s primary goal is to examine the effects of gender, occupation, income level, and annual savings on the investment decision. The author also aims to find out the impact of investment objectives on the investment decisions of millennials. Millennials represent a large and influential portion of the population. Their decisions make a huge difference in the economy and it is essential to find the factors that affect the millennial’s investment behaviour. The study fills a deliberate gap by identifying the influence of demographics on the financial choices of millennials. In this study, the researcher has studied the investment behaviour of the 102 working millennials in the Kutch region of Gujarat. The study focuses on millennials' objectives while choosing the investment avenues, and factors influencing investment decisions. The analysis and data interpretation was done by SPSS. The research emphasizes that something is lacking in the study and found the absence of a strong correlation between annual savings and monthly income. The gender is significantly associated with gold & silver and Real estate. As the same demographic factor occupation is also significantly associated with the traditional avenues.

 

Author (s) Details

 

Hardika Rajubhai Jadav
School of Doctoral Research and Innovation, GLS University, India.

 

Dharmesh Shah
Faculty of Management, GLS University, India.

 

Please see the book here:- https://doi.org/10.9734/bpi/mono/978-93-48859-98-3/CH22