Driving Financial Inclusion in Bharat's Amrit Kaal: The Role of Digital Payment Platforms and Embedded Finance | Chapter 26 | Leading the Charge: A Guide to Management, Entrepreneurship and Technology in the Dynamic Business Landscape Edition 1

The 21st century is the century of technological advancement, in the context of the modern world people prefer everything under one roof. They don’t want to go to different places to get different products and services. There is a time when people prefer to stand in a queue to deposit money in a bank; those days are gone as technology advances to the next level. Digital wallets almost replaced cash transactions and India is in the phase of becoming a cashless economy. Embedded finance is financial services offered by non-financial companies such as bill payment, recharge, and money transfers etc., Here the companies which provide such services do not necessarily mean to be in the finance industry. Some of the best examples of embedded finance include PhonePe, Google Pay, Paytm, Amazon Pay etc.,

This study focused on the effectiveness and expansion of embedded finance in India using trend and comparative analysis and provided an analysis of how digitization changed every aspect of the Indian economy. The study completely depends on secondary data gathered from various websites, journals and research articles. The study concludes that the growth of embedded finance has added strength to the Indian economy by enhancing the availability of financial services at the fingertips.

 

Author (s) Details

 

Rohith B
Department of MBA, Acharya Institute of Technology, Soladevanahalli, Bengaluru – 560107, India.

Channakeshava H C
BMSIT, Doddaballapur Main Rd, Yelahanka, Bengaluru - 560064, India

 

Bhavya VM
Department of MBA, Acharya Institute of Technology, Soladevanahalli, Bengaluru – 560107, India.

 

Please see the book here:- https://doi.org/10.9734/bpi/mono/978-93-48859-98-3/CH26

On Exploration of Challenges Faced by Green Finance, Sustainable Finance, Health Finance and Embedded Finance and Hierarchical Inter-relationships Amongst them | Chapter 12 | Contemporary Research in Business, Management and Economics Vol. 7

 

Moving to a low-carbon or green economy would need extraordinary levels of fresh capital investment, notably in the form of green financing, to support activities that cut GHG emissions and assist firms in adapting to the effects of climate change. Sustainable finance refers to financial tools that serve environmental and social goals, green finance is entirely concerned with environmental objectives. This research work therefore compares the four categories of financing i.e. green finance; sustainable finance, health finance and embedded finance and the associated challenges. It thereafter studies the hierarchical inter-relationships amongst them using VAXO based matrices of ISM methodology.

 

Author(s)details:-

 

Jyotin Jauhar
Galgotias University, Greater Noida, U.P., India.

 

Remica Aggarwal
Galgotias University, Greater Noida, U.P., India.

 

Please See the book here :- https://doi.org/10.9734/bpi/crbme/v7/7640C

Retail Banks’ Challenges and Opportunities from Vision and Strategy to Managing People, Processes and Capital | Chapter 5 | Current Aspects in Business, Economics and Finance Vol. 3

 In general, bankers have seen a wide range of external variables as key external drivers for altering their visions, strategies, and business models, including deregulation and reregulation, competition, financial innovation, and technology. The chapter's objective is to describe the development of the retail bank from the past to the current situation, in which FinTech firms and new competitors are revolutionising the market and encouraging banks to respond consistently. The chapter begins with a brief summary of the current issues before focusing on how banks are undergoing their market transformation to reclaim their customers' everyday lives as central.

Author(s) Details:

Anna Omarini,
Department of Finance, Bocconi University and SDA Professor at the SDA Bocconi School of Management, Milan, Italy.

Please see the link here: https://stm.bookpi.org/CABEF-V3/article/view/7978